Reviewed by: MyTaxRebate Team on 9 Mar 2026
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Frequently Asked Questions
Can I deduct all my mortgage payment as a landlord?
Only the interest portion - not capital repayments. But 100% of mortgage interest is now deductible against rental income.
What's the difference between repairs and improvements for rental property?
Repairs restore the property to its original condition and are deductible. Improvements enhance it beyond original condition and are not deductible as expenses, but may reduce Capital Gains Tax when you sell.
Do I need to register with the RTB as a landlord?
Yes - failure to register with the Residential Tenancies Board can affect your ability to claim mortgage interest relief and other deductions.
